First Home & Business Loan

Our client, a small business owner who wanted to buy their first home, with enough land to build a new shed. As they were navigating the challenges of a growing business, it meant cash flow was currently tight. Consequently, they had limited funds available to contribute as a deposit for the property. As a result, our client was looking for a finance solution that would maximise the amount of money they could borrow.

Financed Co successfully secured a lending structure that included a home loan for the property purchase and a business loan to fund the installation of the shed, with minimal cash contribution. Furthermore, to help ease their cash flow, both loans were set up over a 30-year term, keeping repayments lower and more manageable. This allowed the client to buy the property he wanted while also supporting his growing business.

As a result, the client was able to purchase his first home and fund the construction of his shed without using most of his cash savings. He now owns the property he wanted, space to operate his business, and enough funds left over to make renovations before moving in. The finance structure gave him opportunity, flexibility and confidence, a fresh start to homeownership.